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In addition, the sanctioned loan amount, as well as the duration you have to repay it over, may vary from bank to bank. Your debt-to-equity ratio is also an important factor, so make sure that you have a strong case to present when submitting your house loan application. Let me know about the banks and companies providing services about home loan and home insurance in Pakistan. To know more about loans, we suggest you pay a visit to the desired back and talk to one of their representatives. To know more about loans and rental properties, we suggest you pay a visit to the desired back and talk to one of their representatives.
Please go through this blog to understand the banking sector of Pakistan and how they deal with home loans. Are you someone who has already received a home loan from any bank? If yes, then do share your personal experiences related to bank loans.
Ubl salary loan apply online
Every bank comes with their own set of terms and conditions. To know more about loans on vehicles, we suggest you pay a visit to the desired bank and talk to one of their representatives. The amount that you were paying to stay in someone else’s home can now be used to finance your tangible asset. Also, a home loan can save you from the uncertainty that you face when you are living in a rented property. To avail the loan, the person should be a citizen of Pakistan. The salaried person should have a net income of Rs.100, 000 and the age limit for the loan is between 21 to 60 years of age.
You can apply for a loan amount starting from Rs. 1 million, payable in 36 to 240 monthly installments. UBL Ameen Pakistan Mera Mera Ghar Applications are being accepted at United Bank Limited . This loan facility provides easy access to affordable housing construction and purchase under Prime Minister Imran Khan’s Naya Pakistan Housing Programme. Through UBL Address NRP, all Pakistani’s living in UAE can own a dream house in Pakistan through UBL’s wide branch network with quick processing time. Through UBL Address NRP, all Pakistanis living in UAE can own a dream house in Pakistan through UBL’s wide branch network with quick processing time. Once you return the loan amount, your property papers will be returned to you without any damage.
UBL Address Home Loan Facility (Non-Resident Pakistani)
It is designed specifically for small and medium businesses taking into consideration their growth and expansion plans. UBL Sahulat loan is available against deposits and Government securities like DSCs, SSCs, and RICs. UBL Karobar Loan is available against mortgages of properties, which include residential, commercial, and industrial. Make your home more attractive by giving it a fresh style.

Khushhali Bank is providing home loan up to Rs.1000, 000. If you are looking for a home loan without interest in Pakistan, then consider this bank. Dubai Islamic bank is also providing home loans for its customers, that too without any Riba .
Bank of Punjab
Before getting a loan for the home you exactly know about the plot size conversion. Once you know the exact size of your land then it is easy for you to get a loan with a proper plan. Thankfully, some banks are providing home financing for Pakistani people. Each home will be built under the Mera Pakistan Mera Ghar initiative. Citizens can also get financing to purchase affordable housing.These loans are available through UBL Ameen, which is Islamic Banking in Shariah Compliant Mode. This allows people to purchase or build their dream homes at a cost-effective rate.

Allied Bank Limited is one of the most famous banks in Pakistan that is providing home loans on easy terms. If you are a Pakistani citizen within the age bracket of 25 to 57 years and have a net income of 50,000 per month then you are eligible for the home loan. Under the NBP Saibaan program, the bank is providing construction loans and purchase loans to its customers.
Allied Car Finance/Loan
An eligible person can get a loan amount up to Rs.2 million and the tenure to return the money is between one to 5 years. Bank Islami is also offering home financing, starting from Rs. 200,000 to Rs. 50 million, payable in 24 to 300 monthly instalments. This scheme with subsidized rates is for first time home owner.

They should also have CNIC, salary slips, bank statements and a copy of utility bills with them. The BOP is also offering home financing from Rs10 million and above, payable in 240 monthly installments. You can apply for a loan amount of up to Rs. 25 million, payable in 12 to 240 monthly installments. Also, these figures are related to an average 5-marla house in Islamabad. The cost of construction is taken as Rs. 26 lac, and the payback period is 15 years.
You can change the cost of construction, income bracket and payback period according to your preference. The primary objective of this article is to educate people about the interest rates, processing fees and basic requirements of every bank. However, building a home in today’s era can be very difficult due to the increasing cost of raw materials, labour, and property tax.
This will depend on your credit history, and if you meet all the requirements for the home loan for an overseas program, you will get a loan quickly without facing any problem. All the Pakistani banks provide you this opportunity to meet your financial problems. You can get a loan from 2 lakh to 35 million for 3 to 25 years. But overall, it is very complex to get a home loan without interest in Pakistan, for you can visit the banks that claim that they give without zero interest rate according to Islamic laws. But if you want to get a minimum interest rate, you can get a loan from the national bank of Pakistan. This bank provides your home loan on a bit of amount of the interest rate.
I am living in Dublin – Ireland and I am a permanent employee in the software company and now I would like to apply for home loan in Karachi. Living your own home is also a great blessing of Allah. But some people in Pakistan are living in rental houses and face a lot of problems. If you are a property owner, you can also get a loan in Pakistan, and you have to submit the property papers to the bank from which you obtain the loan. You can benefit from two offers, and one is that you have to construct a new house and the second one is that you have to buy an already built home. The HBL provides you an opportunity to make your dream into reality, and now you can make your house quickly by taking a loan from the HBL on straightforward terms and conditions.

You can also get a loan from the gold, you have to submit the gold to the bank, and you will get a loan. You have to pay the amount into monthly installments; you also can change the tenure if you can pay them a high installment. It doesn’t matter which family you belong to, like middle class or upper class. The bank has doesn’t matter what job you are doing right now; you have to return the loan amount in installments every month.
Pros of getting a home loan in Pakistan
Now if you are worried about how you can score a decent home loan in Pakistan, there’s no need to fret! You can easily find a bank plan that suits your financing/payment needs. However, it is pertinent to mention here that your eligibility for these various house financing options depends on several factors – ranging from your salary to your nationality. Also, different banks have different eligibility standards when approving home loan applications.
